ProSource Solutions / Agency briefing

Freight-Broker Financial Security

Review the distinction between BMC-84 surety bonds and BMC-85 trusts, financial-security notices and current FMCSA guidance for freight brokers.

What to understand

FMCSA’s broker and freight-forwarder rules address financial security and eligible trust providers. A BMC-84 surety bond and a BMC-85 trust are different arrangements; neither substitutes for truck liability or cargo insurance.

Your next step

Identify your authority, current filing and provider. Review any cancellation or security-shortfall notice promptly with the provider and confirm applicable FMCSA requirements.

Read the primary source

FMCSA · Financial responsibility overview

Educational information only. Follow the linked source for current requirements. Insurer references do not establish a carrier appointment.

By ProSource Solutions · Last updated September 29, 2026