ProSource Solutions / Agency briefing
Flood Coverage Timing
Review flood insurance waiting periods, proposed effective dates, building and contents coverage questions before you need a policy to respond.
What to understand
Flood insurance is a separate review from a homeowners policy. NFIP policies typically have a 30-day waiting period, with exceptions. Private flood terms and effective dates must be checked separately.
Your next step
Review building and contents limits, deductibles, property eligibility and the proposed effective date. Do not assume a new flood policy begins immediately.
Read the primary source
Educational information only. Follow the linked source for current requirements. Insurer references do not establish a carrier appointment.