ProSource Solutions / Agency briefing
Certificates of Insurance: Evidence, Not an Endorsement
Understand what a certificate of insurance can show, why additional insured status requires policy review and which contract details to gather.
What to understand
A certificate of insurance summarizes coverage. It does not itself add an additional insured, increase limits or change cancellation provisions. Connecticut’s Bulletin S-14 addresses the proper use of certificates.
Your next step
Send the contract’s insurance exhibit, certificate holder details and deadline. Ask which endorsements are required and whether the policy can provide them.
Read the primary source
Connecticut Insurance Department · S-14
Educational information only. Follow the linked source for current requirements. Insurer references do not establish a carrier appointment.